Device as a Service: How Leasing Devices Saves SMEs Cash Flow

Ed Bouvet
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October 13, 2025
Device as a service

For SMEs, every dirham of cash flow counts. Growth depends on liquidity whether it’s hiring talent, investing in marketing, or expanding into new markets. Yet one area where many SMEs still tie up valuable capital is IT procurement.

Traditionally, businesses have purchased laptops, servers, and devices upfront. That means heavy CapEx investments, depreciating assets, and unpredictable repair costs. In a fast-moving SME environment, that model no longer makes sense.

There’s a smarter way: leasing and smart IT procurement.

The Cash Flow Challenge for SMEs

Cash is king for SMEs in the UAE & GCC. Every decision comes with trade-offs. Do you invest in new hires, expand operations, or replace outdated laptops?

Buying IT hardware outright creates problems:

  • Capital drain: Upfront purchases tie up liquidity that could be used for growth.

  • Depreciation: Devices lose value quickly and become obsolete within three years.

  • Hidden costs: Repairs, downtime, and replacements eat into budgets.

For a 40-person SME, buying new laptops can cost over AED 200,000 upfront. That’s capital that could otherwise fund sales expansion or new projects.

Why Leasing Beats Buying

Leasing devices through a managed IT provider like Swyt changes the equation.

  • Converts CapEx into OpEx: Instead of large lump-sum payments, SMEs pay predictable monthly fees. IT becomes a service, not an asset drain.

  • Always up to date: Devices are refreshed every 24–36 months, ensuring employees always have modern, reliable hardware.

  • Lower Total Cost of Ownership (TCO): Maintenance, replacements, and support are included, preventing unplanned expenses. This is the Device as a Service offer.

  • Tax benefits: Leasing allows SMEs to treat IT costs as operating expenses, improving tax efficiency.

  • Flexibility: As teams scale up or down, devices can be added or returned without sunk costs.

Leasing doesn’t just free up cash. It makes IT more predictable, efficient, and aligned with how SMEs actually work.

Device as a service

The Hidden Costs of Buying Hardware

Many SME leaders assume buying is cheaper in the long run. But the hidden costs often outweigh the benefits:

  • Obsolescence: Devices slow down, hurting productivity. Employees waste time waiting for outdated machines to process tasks.

  • Breakdowns: Repairs and replacements are unpredictable, creating spikes in IT spending.

  • Productivity loss: Every hour an employee waits for IT fixes costs money.

  • Security risks: Old, unpatched devices become easy entry points for cyberattacks.

  • Complex procurement: Sourcing from multiple vendors, negotiating terms, and handling warranties consumes management time.

What looks like a “cheap” upfront purchase often becomes expensive over the device lifecycle.

Smart IT Procurement with Swyt

Swyt brings enterprise-grade procurement models to SMEs in the UAE & GCC, simple, flexible, and cash-flow friendly.

With Swyt Devices as a Service offer, SMEs get:

  • Flexible device leasing & short-term rentals: Reduce upfront costs and pay only for what you use.

  • Device refresh every 24 or 36 months: Employees always work with up-to-date technology.

  • Swyt Care Insurance: Covers technical issues, theft, and damage eliminating unplanned costs.

  • Paperless procurement: Order and configure devices instantly through the Swyt App, no paperwork.

  • Fast delivery & setup: Devices delivered and configured within 12 business hours.

  • Hardware maintenance & replacement: SLA as short as 2 hours for critical devices.

  • Wholesale pricing: Access the best deals across all brands.

  • Software procurement: Order discounted licenses via the Swyt App Store.

  • TCO management: A single dashboard tracking acquisition, support, and productivity costs.

This isn’t just leasing. It’s smart procurement designed to keep SMEs lean, modern, and agile.

Device leasing

The Business Impact for SMEs

Shifting from buying to leasing has measurable impact:

  • Improved cash flow: Capital remains free for growth.

  • No surprise costs: Predictable monthly pricing covers the full lifecycle.

  • Happier employees: Modern devices improve productivity and retention.

  • Faster scaling: Adding or offboarding employees is seamless.

  • Reduced risk: Insurance and proactive support prevent disruptions.

  • Compliance ready: Proper procurement ensures device encryption, patching, and data protection.

For SMEs competing in the UAE & GCC, this flexibility is a competitive advantage.

Why SMEs in UAE & GCC Need This Now

The regional business environment makes smart procurement even more critical:

  • High-growth markets: SMEs can’t afford to lock up cash in depreciating assets.

  • Talent competition: Skilled employees expect modern, high-performing devices.

  • Inflation & rising costs: Leasing smooths out expenses, protecting budgets.

  • Digital transformation push: Governments and investors demand SMEs adopt modern IT practices.

Outdated procurement models slow SMEs down. Smart IT procurement accelerates them.

Conclusion: Smarter IT, Smarter Growth

Buying IT hardware upfront is outdated. For SMEs, it drains cash flow, adds risk, and locks businesses into depreciating assets.

Leasing and smart procurement turn IT into a growth enabler, predictable, flexible, and aligned with business needs.

At Swyt, we make Device as a Service simple: enterprise-grade procurement, tailored for SMEs in the UAE & GCC.

Next Steps

Don’t let outdated procurement hold your business back. Free your cash flow with smart IT procurement from Swyt.

👉 Book Your Consultation with Swyt Today

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